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Directors Guild Members Insurance - Step 1
Manual Labour
Any manual labour outside the normal 'turnaround', 'get-in' or 'bump-in' process of changing stage props etc.
Work involving the erection of show tents, marquees, staging, lighting, seating etc is considered manual labour..
If in any doubt please contact our office on 01686 626019.
Heat, Fire or Sparks
The use of heat is defined as any naked flames or sparks used within a performance.
Performances involving the use of non naked flame items such as toasters, glue guns, soldering irons, hairdryers, curling tongs etc are not deemed as heat work.
If in any doubt please contact our office on 01686 626019.
PCA4 Groups Bands and Orchestras
1. This policy excludes liability occurring as a result of a member of the insured band practising or performing as a solo artist, with bands or with musicians other than the insured band.
2. The indemnity provided under this policy extends to include temporary increases in the number of people in groups, bands and orchestras. For the purposes of this policy temporary increases are defined as up to 20% of the declared number of people for a maximum of 10 days in total in any one period of insurance. Any increase in numbers beyond this must be notified to the company and any additional premium paid.
PCA2 Exclusion of Knife Throwing
It is noted that no indemnity is afforded by section 3 of this Policy arising from knife or similar object being thrown at humans or animals.
Public & Products Liability
Legal liability for damages and costs in respect of accidental injury to persons, accidental damage to property or accidental nuisance occurring in connection with the business of the insured and associated legal costs.
Products Libility:
Legal liability for damages and claimants' costs and expenses in respect of accidental injury or accidental damage to property caused by any product and associated legal costs.
Employers Liability
Legal liability for damages and claimants' costs in respect of any person employed arising out of and in the course of their employment, as well as legal costs incurred with the written consent of HCC International Insurance Company PLC.
You will require Employers Liability if someone works under your instruction and you have a right to control where and when they work and/or you supply the work materials/equipment.
An employee can be paid or work on a voluntary basis.
Company directors of a Limited Company are also defined as employees of the company.
All Risk
Physical loss, destruction or damage to equipment, and trade materials.
PCA3 Beautician
Section 3 - Liability is extended to indemnify the insured against liability at law for compensation in respect of injury or damage to property caused by or arising from the treatment rendered by the insured in the course of the business of beautician for the application of:
(i) Cosmetics
(ii) Pedicures and manicures
(iii) Facial masks including ionisation and steaming treatments
(iv) Proprietary hair removal preparation
(v) Massage
(vi) Application of tanning creams and oils but excluding the use of sunbeds, solarium or other ultra violet equipment
(vii) Body piercing using a stud gun
(viii) Hair Treatment
PCA5 Food Safety Act
Food Safety Act - Legal Defence Costs –
The Company will indemnify the Insured for all Legal Costs and Solicitors' Fees incurred with the written consent of the Company in respect of the defence of a prosecution or in connection with an appeal against criminal prosecution and conviction in respect of a breach of Part II of the Food Safety Act 1990 or successors thereof that has occurred during the period of insurance in connection with the Business.
Provided that the Company shall not be liable for:
(i) the payment of fines or penalties.
(ii) a breach that was as a result of an intentional or deliberate act.
PCA1 Heat Warranty
Section 3 Public Liability exclusion 12 Heat away from insured's own premises is herby replaced by the following Heat Warranty:
Where heat work is declared by the Insured as an activity and permitted, as shown on the schedule, the insured must ensure that the following precautions are complied with on every occasion, where the application of or use of heat un involved
(i) Before the performance commences:
a) If the activity is undertaken within the confines of a building the Insured and any Employees on each site must make themselves aware of the location of the sites fire alarm and fire fighting appliances.
b) The Insured shall in so far as is practicable examine all Property in the vicinity to ensure that no combustible material is in danger of ignition either directly or by conducted heat.
c) An exclusion area of at least 2 metres from the display must be clearly designated to ensure that members of the public can see the area where the display is to take place.
(ii) During the Performance:
a) Care must be taken to ensure that any member of the public do not enter into the display area.
b) If the gathered audience do encroach then the use of heat should cease immediately and not recommence until the exclusion area is clear and the insured has assessed whether a wider area should be defined.
c) Suitable fire extinguishing appliances must be available on the scene.
(iii) After the performances ceases:
a) Upon the completion of the work or performance and before leaving the site the Insured or Employee of the Insured shall undertake a thorough examination of the immediate vicinity of the work i.e. within a radius of 5 metres.
PCA6 The Directors Guild Trust and the Directors Guild of Great Britain
This policy will cover the insured for their legal liability arising out of any of these activities for which they are legally responsible.
Please note:
Any activities which include the use of pyrotechnics, set building / striking or stunts are not covered within this scheme. Cover may still be arranged by calling the Performing Arts Team on 01686 626019.
The scheme dos not cover for Libel and Slander.
Specific Theatre Activities
- Directing / Assistant directing – development, pre-production, rehearsal, performance viewing
- Producing / Assistant producing
- Acting and performance skills as above (Dancing, Singing, Stage Fighting etc)
- Designing Sets
- Prop-making and collecting
- Costume-making and fitting
- Make-up and wigs
- Special effects (prosthetics, blood and fluid effects etc)
- Lighting & Sound
- Stage management
- Ticketing & front-of-house activities relating to audience
- General Administration
Specific Film Activities
- Directing (at all phases of production)
Pre-production - Writing (screenwriting, script supervisor, storyboard artist, excludes liability and slander)
- Casting director
- Costume (designer, maker, wardrobe supervising)
- Location (location manager, assistant)
- Production design, Set decoration & Art department (Art department coordinator, painter, set dresser, graphic designer, prop maker)
- Researcher
- Production office, accounting
Production - Acting (incl Voice-over artist, stand in, extra/walk on)
- Producing (producing, line producing, executive producing )
- Writing (screenwriting, script supervisor, storyboard artist, excludes liability and slander)
- Assistant Directors
- Cinematography / Director of Photography
- Camera and electrical department (grip, rigging, lighting technician, electrician, gaffer, still photographer, camera operator , steadicam operator)
- Art direction
- Make-up (make-up artist, hair stylist, prosthetics)
- Production management (production manager, production supervisor, post-production supervisor, unit manager, production assistant, runner)
- Music composing & Sound department (boom operator, foley artist/mixer/editor, sound effects editor, live music recordist, dialogue editor, voice coach)
- Special effects (supervisor/consultant/technician)
- Visual effects (supervisor/compositor/production coordinator, scenic artist)
- Choreographer
- Catering
- Payroll
- Trainee, stagehand
Post production - Post production supervisor
- Film editing (plus dailies operator, colour correction, digital colourist)
- Visual effects (supervisor/compositor/production coordinator, scenic artist)
- Music department (music editor, music clearance and licensing, mixer)
- Animator
- 3D Computer graphics & computer animation