Summary of Benefits

Bespoke cover for the Entertainment Industry and the Arts and Crafts Industry.

A policy that provides cover for the self-employed and small business with up to 6 manual workers. Available for a wide range of activities, with optional employers' liability and or equipment cover.

It is the ideal choice for small businesses and the self-employed, providing peace of mind by giving protection against many of the risks likely to be faced, as well as the flexibility to choose the level and extent of cover to meet individual requirements.


Summary of benefits:

• Easy to arrange. Either telephone for instant cover or complete the Fact Find on this website.

• List of acceptable activities and professions provided on site. If you cannot see your activity listed give us a call, as cover may still be available.

• Premiums start from as little as £67 a year for Public and Products Liability and £115 a year for Employers Liability dependent upon criteria requested and experience.
• Damage to equipment cover available worldwide for UK residents.

• Employers Liability cover available up to £10m limit.

• Public Liability cover provided worldwide (excluding USA/Canada) for UK residents.

• Cover available for foreign nationals temporarily working in the UK.

• Cover includes scheme member to scheme member liability.

• Choice of two Public and Products Liability covers - £2m or £5m including or excluding the use of heat. (Heat warranty will apply)

• 24 hour claims reporting - 7 days a week, 365 days a year.

• 24-hour free helpline, providing confidential advice on legal, tax or VAT problems in connection with business.

• Policy operates for 12 months from the date you effect cover.

• Over 260 different activities covered plus Brass Bands, Jazz Bands, Folk Bands, Rock Bands, Orchestras, Choirs, Quartets and Entertainment and Promotion Agents.

• We now cover small businesses with a maximum of 6 people.

• Documentation is provided on a CD including the certificate, which you can produce as evidence of insurance.

• Free cover for Public Liability cover for temporary additional workers, for a total period not exceeding 50 days in any one period for Public Liability, and Employers' Liability if taken.
This is a summary of benefits only; you should check your policy document for full cover details.